the good catholic budget


Food, shelter, utilities, clothing and transportation are the basic necessities that should be at the top of the priority list.
So if I want new clothes today, and I have the money today, why not spend it? A good budget takes care of all the regular and important bills—like rent or mortgage, utilities, food, gasoline and insurance—and allows for the unexpected or occasional expenses. But, for instance, if you are late in the year and way off your budget projections—which force you to make some serious cuts in other areas or let go of staff—then the church needs to know that. It will probably involve putting off some purchases until later or deciding against others entirely. Look at it monthly and quarterly to keep things on track, and make adjustments where they’re needed. In his World Day of Peace message last January, Fighting Poverty to Build Peace, Pope Benedict XVI called for a new economic model built on the principles of solidarity and human dignity. Get understanding! Learn to say “No”! Imagine how much more we could do for the Kingdom if the church were free from debt! The rent isn’t due until next week, so I’ll worry about that then.”. Supermarkets, convenience stores, fast-food chains and so forth are all successful in squeezing money out of you, especially if you have no budget—no plan. Will You Support NCR This Election Season? If you do not have a steady income or if you are at a place in your life where the outgo is exceeding the income, use this process for prioritizing your needs.

Taking a good hard look at your church’s debt is an absolute key to building a sound financial plan. Whether for a single person, married couple, or church family—a healthy budget is a must for any financial plan.
Enter your email address to receive free newsletters from NCR. God’s Word, the Bible, is filled with principles of sound financial management. Study and seek more advanced certifications in your field. Is It Okay to Give My Time Instead of My Money? Catholic Charities USA and other faith-based advocates for the poor have praised President Obama’s budget for a reason. Maybe a situation like that deserves another meeting during the year. So we can see that it takes a plan to make our funds stretch to meet all our needs. Lisa Sowle Cahill is a professor of theology at Boston College and a former president of the Catholic Theological Society of America. Working together as a family, you can create a budget that will provide a plan of action, a goal to look forward to! All Scripture quotations, unless otherwise indicated, are taken from the New King James Version (© 1982 by Thomas Nelson, Inc.). Unless you are one of those rare individuals who makes more money than you can spend, you will need to develop a plan for where your money goes or it will slip out of your hands.

For a budget to work, both husband and wife must be honest about expenses. A budget is nothing more than a plan for saving and spending money. Once the need to budget is clearly understood, the next question may be: “Where do I start?”. This isn’t the specter of socialism. Prioritize your needs.

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